Loading...

How to Buy in JA

How to Buy in JA
Looking for a new home can be a very big decision with so many builders and plans to choose from.  For over 50 years, West Indies Home Contractors has been building  homes throughout Jamaica. During this time, thousands of home buyers have entrusted us to build their new home. Let us help you.  

MORTGAGE CUSTOMERS

1. TAKE ADVANTAGE

a. Choose a Mortgage Company or Financial Institution and get pre-qualified for a mortgage loan.
b. Call us or view the current or upcoming developments on our website to get information about our communities and homes.
c. Provide your contact information to our sales agent or register and choose your home directly on our website.
 

2. GATHER NECESSITIES

Visit our Sales Office to select your desired lot and make a deposit. In order to complete application, the following documents are required:
- Proposed financing information - Mortgage Eligibility Letter
-  Birth Certificate
-  Passport or TRN card/slip 
-  Job letter
-  Deposit in the form of a manager’s cheque or wire transfer to West Indies Home Contractors Limited (WIHCON). 
 

3. ACTUAL SALE

a. Sign the Sales Agreement and Instrument of Transfer and return it to the Sales Office.
b. Apply for a mortgage at the selected institution in step 2 and present the Letter of Commitment to the Sales Office once received.
c. Ensure that all outstanding payments such as closing cost andescalation have been paid on time.
d. Financial institution pays outstanding balance after WIHCON submitsthe required documentation and the title is transferred.
e. The home is delivered and six-month warranty commences.


CASH CUSTOMERS

1. TAKE ADVANTAGE

a. Call us or view the current or upcoming developments on our website to get information about our communities and homes.
b. Provideyour contact information to our sales agent or register and choose your home directly on our website.


2. GATHER NECESSITIES

a. Visit our Sales Office to select your desired lot number, complete the required application form and make a deposit. In order to complete an application, the following documents are required:

- Proposed financinginformation - Proof of funds from financial institution
- Birth Certificate
- Passport or TRN card/slip
- Job Letter 
- Deposit in the form of a manager’s cheque or wire transfer to West Indies Home Contractors Limited (WIHCON). 
 
b. Sign the Sales Agreement and Instrument of Transfer and return it to the Sales Office.

 
3. ACTUAL SALE

a. Sign the Sales Agreement and Instrument of Transfer and return it to the Sales Office.
b. Ensure that all outstanding payments such as closing cost and escalation have been paid on time.
c. Once the balance on account is zero the title will be transferred. 
d. The home is delivered and six-month warranty commences.

A Pre-Qualified/Eligibility Letter provides proof of your ability to secure a mortgage and to bid on the property of choice. Information in this letter includes the amount you are pre-approved for, the interest rate, the term and the monthly payment. You can now present this letter to our in-house mortgage facilitator.



Choose Your Home



Mortgage Partners

Thank you for taking the first step in realizing your dream of owning your home. Now is a great time to make such a wonderful  investment. Please keep in mind that the team at West Indies Home Contractors is here to assist you in every step along the way, including the mortgage and conveyance process.
 
WIHCON's Mortgage Facilitator will assist you in the mortgage qualification process, notify of and collect the required documents to process the loan and perform the necessary follow-ups to ensure the process flows as seamlessly as possible. 


Insurance Partners

British Caribbean Insurance Company Limited (BCIC) is a general insurance company, offering a range of insurance solutions designed to protect the valuable assets of individuals and businesses.

Throughout the years, BCIC underwent a number of changes in its ownership structure and had been operating as an independent entity of the ICD Group Limited until December 31, 2010, when it merged with the Victoria Mutual Insurance Company (VMIC), a well established insurance company that had developed in 1990, out of the Victoria Mutual Building Society. This merger saw the companies integrating under the BCIC name, with 68.5% ownership being maintained by the ICD Group Limited and 31.5% by the Victoria Mutual Building Society.




About Us

West Indies Home Contractors (WIHCON) is one of Jamaica's leading developers and contractors.

Over 46,000 homes constructed, 76 schools and other social buildings such as police stations,health clinics, post offices and dormitories built. WIHCON, proudly building homes and communities in Jamaica for over 50 years.


Contact Us

Sales Office:
15 Haining Road
Kingston 5
Jamaica
T: 1 (876) 754-7008; 754-9777 & 1 (876) 906 8697
Fax: 1(876) 754-1777
Toll Free: 1 (855) 852-3746  USA / Canada;  0 (808) 234 - 5409  UK
Email: sales@wihcon.com